2026 Corporate Benefits
Medical, Dental, and Vision
To keep you and your family healthy!
Retirement
To help you save for the future you envision!
Life/AD&D and Disability
To provide financial assistance and income security for your peace of mind!
Wellness
To prioritize your wellbeing and success!
We ❤ You
This is our a commitment to empower you to bring your best self to work every day because we recognize you as the great talent that you are!
Committed to Enhancing Your Experience and Success
We want you to know that your well-being and success are top of mind!
At Instant Teams we work to design our benefit offerings to create opportunity and wealth for every team member – functioning in ways you see visible in your daily work life. That’s why as part of our company culture, we prioritize your well-being and success by offering benefits and perks that support your work and personal growth.
We’re committed to helping you bring your best self to work every day, build positive remote work habits, and HAVE FUN being a part of a remote
workforce.
At Instant Teams, we’re proud to offer a mix of traditional and unique benefits to show our appreciation for your contributions to the company’s success.
MAILING address
Instant Teams
164 NW Broad Street, Suite 7,
Southern Pines, NC 28387
2026 Rates & Benefit Contacts
Click here to view
Summary Plan Description
Click here to view
Medical – Full Time Employees
UnitedHealthcare Choice Plus
IN-NETWORK
OUT-OF-NETWORK
Quick Links
Dental
Quick Links
MetLife Dental Low Plan
IN-NETWORK & OUT OF NETWORK
MetLife Dental High Plan
IN-NETWORK & OUT OF NETWORK
Vision
MetLife Vision
IN-NETWORK
OUT-OF-NETWORK
Quick Links
Retirement
Instant Teams 401(k) SuccessWise Pooled Employer Plan is designed to help you start saving for retirement or continue working towards your financial goals. This plan offers long-term savings and growth potential with a variety of investment options.
-
-
Automatic payroll deductions to help you make saving a habit.
-
Automatic enrollment after 60 days of employment to ensure you start building your retirement savings.
-
Long-term savings and growth potential across a variety of investment options.
-
As an eligible participant, you can contribute 401(k) pre-tax, Roth after-tax dollars, or a combination of both.
-
Pre-Tax 401(k): Contributions lower your taxable income now, giving you a tax break upfront. Taxes are paid when you withdraw the money.
Roth 401(k): Contributions are made with taxed income, so there’s no tax owed when you withdraw the money later.
Quick Links
Life & Disability
Quick Links
Life, Accidental Death & Dismemberment, and Disability Insurance
Life and disability insurance provides essential financial security for those who depend on you. To ensure peace of mind for you and your family, Instant Teams offers Life, Accidental Death & Dismemberment (AD&D), and Disability insurance through Lincoln Financial Group—at no cost to you. Coverage begins after 60 days of employment and continues until your last day of employment.
Voluntary Life/AD&D Insurance
Instant Teams provides the option to purchase additional voluntary Life and AD&D insurance through Lincoln.
-
-
You may also elect coverage for your spouse and dependent child(ren).
-
This coverage is 100% employee-paid through payroll deduction.
-
Rates are based on your age and the approved coverage amount.
-
Coverage amounts above the guaranteed issue limit—or any requests made after your initial eligibility period—will require Evidence of Insurability (EOI).
-
Long Term-Disability
Instant Teams offers an optional Voluntary Long-Term Disability (LTD) plan through Lincoln to provide income protection if you are unable to work for an extended period due to illness or injury.
This benefit is 100% employee-paid through payroll deduction. Your cost is based on your annual earnings and will be shown during open enrollment. Any LTD benefits paid are non-taxable.
Plan Highlights
-
- Eligibility: Full-time and part-time employees
- Benefit Amount: 60% of monthly earnings
- Benefit Maximum: Up to $10,000 per month
- Benefits Begin: On the 91st day of disability
- Benefit Duration: Payable to the later of age 65 or Social Security Normal Retirement Age (SSNRA)
- Coordination: Coordinates with other disability benefits
Wellness
Quick Links
Employee Assistance Program
Employee Connect EAP
Access free, confidential support 24/7 with licensed counselors via phone or online. Referrals for in-person sessions are also available. This benefit is open to all employees and their household members, providing support for stress, relationships, substance use, work-life balance, grief, and mental health. Get started at 1-888-628-4824, GuidanceResources.com, or through the GuidanceNow app.
LifeKeys
Save up to 60% on shopping and entertainment through Working Advantage. Access tools for legal, financial, and career support, identity protection, and guidance for your beneficiaries.
WellnessPATH
Manage your finances in one place—track spending, set goals, and stay on top of your budget with WellnessPATH.
TravelConnect
Get 24/7 travel support for you and your loved ones, making trips easier, safer, and less stressful.
Yuna
Benefit Highlights
-
- Available to all employees
- Confidential counseling with licensed mental health providers
- Virtual sessions for convenient, flexible access
- 24/7 AI mental health coach for immediate support anytime, anywhere
- Support for a wide range of concerns, including stress, anxiety, depression, relationships, and life transitions
- Easy self-scheduling through the Yuna platform
- Available to all employees at no cost
Permissive PTO
At Instant Teams, salaried employees benefit from a Flexible PTO policy designed to promote work-life balance. This policy allows time off for vacations, personal needs, family responsibilities, and short-term illness, in alignment with or exceeding applicable sick leave laws.
In return for this flexibility, we trust employees to manage their time responsibly while maintaining strong performance, supporting their teammates, and contributing to the overall success of the organization.
One Full Week of Sabbatical
A dedicated, paid week away from work to rest, recharge, and focus on personal growth or well-being. This time can be used for travel, family time, or simply unplugging and rejuvenating—supporting balance, wellness, and long-term success.
Professional Development
We ❤ You
Celebrations
We’re excited to celebrate you! At Instant Teams, we love recognizing the milestones that make you unique. To mark your special moments, you’ll receive a personalized card for your birthday and work anniversary — our way of saying thank you for being such an important part of the team and for the positive impact you make every day.
Competitive Compensation
With countless organizations offering remote work opportunities, we stand out by combining our passion for our mission with a commitment to competitive compensation. We believe in rewarding the exceptional individuals who drive our mission forward every day, attracting the best and most dedicated talent to our team!
Disclaimer: This presentation is to provide a summary of Instant Teams’ employee benefit programs. Should any discrepancy arise, please refer to actual plan documents which supersede this presentation. Once enrolled, you will receive a Combined Evidence of Coverage and Disclosure Form that explains the exclusions and limitations, as well as the full range of covered services of your plan, in detail.