2024 Employee Benefits
Medical, Dental, and Vision
To keep you and your family healthy!
Retirement
To help you save for the future you envision!
Life/AD&D and Disability
To provide financial assistance and income security for your peace of mind!
Wellness
Your wellbeing and success are top of mind.
We ❤ You
This is our a commitment to help you bring your best self to work every day.
We ❤ our benefits
When it comes to creating opportunity and wealth for our team, Instant Teams works hard to enhance your employee experience through benefit programs and perks that provide meaningful support and allow you to be successful in your work.
We want you to know that your well-being and success are top of mind. We have designed our benefits and perks offerings at Instant Teams to be a part of our culture and to function in ways you see visible in your daily work life. This is our commitment to helping you bring your best self to work every day, build positive remote work habits, and to HAVE FUN being a part of a remote
workforce.
Instant Teams offers some pretty great benefits to thank you for your contributions to the company’s success. Some are traditional, and some are extra special.
MAILING address
Instant Teams
670 SW Broad St.
Southern Pines, NC 28387
Summary Plan Description
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Medical – Full Time Employees
UnitedHealthcare Choice Plus
IN-NETWORK
OUT OF NETWORK
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UHA 600 (Hawaii-Based Employees)
IN-NETWORK
OUT OF NETWORK
Dental – Full Time Employees
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MetLife Low Plan
IN-NETWORK (% OF NEGOTIATED FEE)
OUT OF NETWORK (% OF R&C FEE)
MetLife High Plan
IN-NETWORK (% OF NEGOTIATED FEE)
OUT OF NETWORK (% OF R&C FEE)
Vision – Full Time Employees
MetLife Vision
IN-NETWORK
OUT-OF-NETWORK
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Retirement
Instant Teams 401(k) SuccessWise Pooled Employer Plan can help employees take the first step towards retirement or continue to save to reach their financial goals.
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- Automatic payroll deductions to help you make saving a habit.
- Long-term savings and growth potential across a variety of investment options.
As an eligible participant, you can contribute 401(K) pre-tax, Roth after-tax dollars, or a combination of both.
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- If you elect to make Pre-Tax 401(K) pre-tax contributions, then your taxable income is reduced by the deferral contributions. In other words, you receive a tax break now (leaving more money in your pocket to save). Taxes are paid at the time of withdrawal.
- If you elect to make Roth 401(k) after-tax dollar contributions, the deferrals are subject to federal income taxes in the year of deferral. In other words, contributions are made with money that’s already been taxed. However, you won’t have to pay any taxes at the time of withdrawal.
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Life & Disability
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Life, Accidental Death & Dismemberment, and Disability Insurance
Life and disability insurance are very important to those who depend on you for financial security. For your peace of mind and the financial protection of your family, Instant Teams provides Life, Accidental Death, & Dismemberment (AD&D), and Disability insurance benefits from Lincoln Financial Group at no cost to you that begins on your hire date and ends on your last day of employment.
Voluntary Life/AD&D Insurance
Instant Teams provides you with the opportunity to purchase additional Life/AD&D insurance through Lincoln on a voluntary basis:
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- You may elect for your spouse and dependent child(ren).
- Coverage is VOLUNTARY and paid 100% by the employee via payroll deduction.
- Rates are based on your age and the amount of coverage approved.
Long-Term Disability
A long-term disability plan pays a benefit if you are unable to work due to injury or sickness for longer than 90 days. Coverage is equal to 60% of monthly earnings, up to $10,000 per month. Voluntary and 100% employee paid.
Wellness
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Employee Assistance Program
FREE & CONFIDENTIAL access to consult with a professional licensed health provider counselor online or by telephone 24/7 with referrals available for face-to-face sessions in your area of need.
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- Available to all full-time employees and all members of their households.
- Connect to a counselor for free support services at 1-888-628-4824 or guidanceresources.com, or get the mobile app GuidanceNow to get started.
- Confidential support and guidance to assist with concerns such as:
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- Managing Stress
- Handling relationship issues
- Quitting tobacco, alcohol, or drug use
- Balancing work and life
- Caring for children or aging parents
- Working grief of a loss
- Controlling depression and anxiety
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Paid Time Off
Employees are given paid time off to provide them with the flexibility to use their time off to meet personal needs while recognizing each individual’s responsibility to manage their paid time off. The benefits of PTO are that it promotes a flexible approach to time off by combining vacation, sick, and personal leave. PTO begins accruing at 61 days of employment or upon transfer into a benefits-eligible position.
Employees are accountable and responsible for managing their own PTO hours to allow for adequate reserves if there is a need to cover vacation, illness or disability, appointments, emergencies, or other situations that require time off from work.
For eligibility, an employee must be working at least 20 hours per week on a regular basis. Employees working less than 20 hours per week on a regular basis, PRN/temporary and Remote On Call (ROC) employees are not eligible to accrue PTO.
Professional Development
At Instant Teams, we aim for each and every team member to be a remote work expert and to excel in their role. We hope to educate, inspire, and advance your remote career alongside your daily work.
Ex: Department Specific Skill Trainings, and more.
We ❤ You
Celebrations
Because we are happy that you are here! A work-anniversary card will be sent to celebrate YOU!
Annual Performance Merit Increase
Instant Teams will be moving to an annual performance based merit increase. More information will be detailed in early Q1 of 2024!
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Disclaimer: This presentation is to provide a summary of Instant Teams’ employee benefit programs. Should any discrepancy arise, please refer to actual plan documents which supersede this presentation. Once enrolled, you will receive a Combined Evidence of Coverage and Disclosure Form that explains the exclusions and limitations, as well as the full range of covered services of your plan, in detail.