2023 Corporate Benefits
Medical, Dental, and Vision
To keep you and your family healthy!
Retirement
To help you save for the future you envision!
Life/AD&D and Disability
To provide financial assistance and income security for your peace of mind!
Wellness
Your wellbeing and success are top of mind.
We ❤ You
This is our a commitment to help you bring your best self to work every day.
We ❤ our benefits
When it comes to creating opportunity and wealth for our team, Instant Teams works hard to enhance your employee experience through benefit programs and perks that provide meaningful support and allow you to be successful in your work.
We want you to know that your well-being and success are top of mind. We have designed our benefits and perks offerings at Instant Teams to be a part of our culture and to function in ways you see visible in your daily work life. This is our commitment to helping you bring your best self to work every day, build positive remote work habits, and to HAVE FUN being a part of a remote
workforce.
Instant Teams offers some pretty great benefits to thank you for your contributions to the company’s success. Some are traditional, and some are extra special.
MAILING address
Instant Teams
670 SW Broad Street
Southern Pines, NC 28387
Summary Plan Description
Click here to view
Medical
UnitedHealthcare Choice Plus
IN-NETWORK
OUT-OF-NETWORK
Quick Links
Dental
Quick Links
MetLife Low Plan
IN-NETWORK (% OF NEGOTIATED FEE)
OUT-OF-NETWORK (% OF R&C FEE)
MetLife High Plan
IN-NETWORK (% OF NEGOTIATED FEE)
OUT-OF-NETWORK (% OF R&C FEE)
Vision
MetLife Vision
IN-NETWORK
OUT-OF-NETWORK
Quick Links
Retirement
Instant Teams 401(k) SuccessWise Pooled Employer Plan can help employees take the first step towards retirement or to continue to save to reach their financial goals.
Automatic payroll deductions to help you make saving a habit.
Long-term savings and growth potential across a variety of investment options.
As an eligible participant, you can contribute 401(K) pre-tax, Roth after-tax dollars, or a combination of both.
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- If you elect to make Pre-Tax 401(K) pre-tax contributions, then your taxable income is reduced by the deferral contributions. In other words, you receive a tax break now (leaving more money in your pocket to save). Taxes are paid at the time of withdrawal.
- If you elect to make Roth 401(k) after-tax dollar contributions, the deferrals are subject to federal income taxes in the year of deferral. In other words, contributions are made with money that’s already been taxed. However, you won’t have to pay any taxes at the time of withdrawal.
Quick Links
Quick Links
Life, Accidental Death & Dismemberment, and Disability Insurance
Life and disability insurance are very important to those who depend on you for financial security. For your peace of mind and the financial protection of your family, Instant Teams provides Life, Accidental Death & Dismemberment (AD&D), and Disability insurance benefits from Lincoln Financial Group at no cost to you that begins on your hire date and ends on your last day of employment.
Quick Links
Voluntary Life/AD&D Insurance
Instant Teams provides you with the opportunity to purchase additional Life/AD&D insurance through Lincoln on a voluntary basis:
▪ You may elect coverage for your spouse and dependent child(ren).
▪ Coverage is VOLUNTARY and paid 100% by the employee via payroll deduction.
▪ Rates are based on your age and the amount of coverage approved.
Long-Term Disability
Long-term disability plan pays a benefit if you are unable to work due to injury or sickness for longer than 90 days. Coverage is equal to 60% of monthly earnings, up to $10, 000 per month. Voluntary and 100% employee paid.
Wellness
Quick Links
Employee Assistance Program
FREE & CONFIDENTIAL access to consult with a professional licensed health provider counselor via online or by telephone 24/7 with referrals available for face-to-face sessions in your area of need.
• Available to all full-time employees and all members of their households.
• Connect to a counselor for free support services at 1- 888-628-4824,
GuidanceResources.com, or get the mobile app GuidanceNow to get started
• Confidential support and guidance to assist with concerns such as:
• Managing Stress
• Handling relationship issues
• Quitting tobacco, alcohol, or drug use
• Balancing work and life
• Caring for children or aging parents
• Working grief off a loss
• Controlling depression and anxiety
Permissive PTO
Salaried employees working 30+ hours a week internally at Instant Teams are given a unique leave benefit that affords flexibility and work-life harmony.
We offer our salaried employees flexibility because we want to invest in their personal lives. But the investment needs to be mutual. In return for flexibility, we ask our employees to invest themselves in our mission, making sure their work gets done and gets done well, so our organization can thrive, our customers are supported, and our colleagues can balance their lives, too.
Under this policy, eligible employees are provided with flexible paid time off from work (Permissive PTO) for activities such as vacations, personal business, family concerns or non-extended periods of illness, including any purpose permitted under applicable state or local sick leave laws. This Flexible PTO policy is intended to comply with and be more generous than the requirements of such sick leave laws.
One Full Week of Sabbatical
Flexible paid time off from work that can be used for such needs as vacation, personal, or family illness, doctor appointments, school, volunteerism, and other activities of choice.
Professional Development
We ❤ You
Celebrations
Because we are happy that you are here! A birthday and work-anniverssary card will be sent to celebrate YOU!
Upon hire, watch for your local delivery person for fun Instant Teams swag coming to your mailbox or doorstep!
Competitive Compensation
We know that there are thousands of organizations to choose from when looking for remote work and a career. Our passion for our mission and the people who work towards that mission everyday, deserve to be compensated at a competitive level. This helps us bring the most passionate and extraordinary individuals to join our team!
Disclaimer: This presentation is to provide a summary of Instant Teams’ employee benefit programs. Should any discrepancy arise, please refer to actual plan documents which supersede this presentation. Once enrolled, you will receive a Combined Evidence of Coverage and Disclosure Form that explains the exclusions and limitations, as well as the full range of covered services of your plan, in detail.